How To Buy A House After Bankruptcy

A Few Helpful Tips on How to Buy a House After Bankruptcy For those who have recently gone through a bankruptcy, there is some good news – you can still buy a house, but you will likely need some sources of financing to be able to do so. Not all is lost, there are still […]

Credit Cards For People With Bad Credit

Credit Cards For People With Bad Credit Are Available Credit cards for people with bad credit are possible to obtain, something which comes as welcome tidings for those who happen to have bad credit themselves and are having difficult being issued a credit card because of it. A credit card is a must have in […]

UK short term loans reviews for bad credit

A bad credit history is something that many people are facing in these tough economic times and  if you are one of them you may also be facing a poor credit score as well. A credit score is a number that lenders use to determine your fiscal responsibility. If you are bankrupt, late on payments […]

Review of no credit check loans for the UK

A bad credit history can do a lot of damage to your credit score and without a good credit score you are going to find that it is difficult to get credit for just about anything. The lower your credit score, the harder it is to qualify for a loan for things like a car […]

What Should I Do If I’m Not Qualified for Home Affordable Refinance and Modification

Those who face home foreclosure problems have plenty of options in their bid to salvage their home. Facing economic and financial uncertainties, many of today’s population have been caught in this predicament as they struggle to cope with mortgage payments, and end up defaulting on them. When the situation gets serious, these homeowners end up […]

Chex Systems is Not the End

Big Problem – You have a Chexsystems Record and You need a solution . . . If you are seeking detailed information then read through this site and investigate each alternative. You have a limited number of options. You need a bank account. Now that you are on Chex you can expect that every “solution” […]

Tax Information for First Time Home Buyers

Every year my taxes are getting more and more complicated. My 2011 return consisted of both income from Illinois and Massachusetts. My 2012 return added self-employed income for the first time. My 2013 return added a solo 401k account and a home purchase. Looking towards the future, my 2014 return will add itemized deductions. I […]

Current Status of Mortgage Rates and Refinancing Prospects

Sometime in January, I contacted Wells Fargo online to inquire about refinancing my mortgage. I started with Wells Fargo since they are currently servicing my loan. I received an email in response, but did not follow up with it as I became super busy. I received a call from a Wells Fargo representative to discuss […]

Book Review: The Millionaire Next Door

After reading Jim’s recommendations for the best personal finance books for your library, I went to my local library and picked up “The Millionaire Next Door” by Thomas Stanley and William Danko. Stanley and Danko don’t provide any stories about getting rich quickly or even any revolutionary methods for getting rich slowly. The best way […]

How To Create A Personal Finance Plan In Twenty Minutes

Recently, I was asked to help somebody very close to me to get their personal finances in order. They didn’t know what to do with the money building up in a checking account. They didn’t know what to do about retirement saving. They didn’t know what to do about paying off liabilities. I was very […]